Personal spending

FILE - In this Nov. 9, 2018, file photo, Walmart associate Alicia Carter fulfills online grocery orders at a Walmart Supercenter in Houston. Amazon and Walmart on Thursday, April 18, 2019, are kicking off a two-year pilot established by the government to allow low-income shoppers on government food assistance in New York to shop and pay for their groceries online. (AP Photo/David J. Phillip, File)

FILE - In this April 10, 2018, file photo, a customers uses a credit card machine to pay for food at Peli Peli Kitchen in Houston. Owner Thomas Nguyen had a change of heart after transitioning one of his three Peli Peli South African fine dining restaurants and his Peli Peli Kitchen fast casual location to a no-cash policy. (AP Photo/David J. Phillip, File)

Sen. Bernie Sanders, I-Vt., introduces the Medicare for All Act of 2019, on Capitol Hill in Washington, Wednesday, April 10, 2019. (AP Photo/Manuel Balce Ceneta)

Prime Therapeutics Senior Vice President, General Counsel, and Interim President and Chief Executive Officer Mike Kolar, right, testifies before the Senate Finance Committee on Capitol Hill in Washington, Tuesday, April 9, 2019, during a hearing to explore the high cost of prescription drugs. He is joined at the table by, from left, Cigna Corporation Executive Vice President and Chief Clinical Officer Steve Miller, CVS Caremark President and CVS Health Executive Vice President Derica Rice, Humana Healthcare Services Segment President William Fleming and OptumRx Chief Executive Officer John Prince. (AP Photo/Susan Walsh)

In this Feb. 21, 2019, photo, Joe and Deb Colgan sit with their German shepherds Gracie, on the floor, and Takaani, on the couch, in their home in Oconomowoc, Wis. The Colgans started feeding their two previous dogs raw meat seven years ago and continued with Gracie and Takaani because they say they have less health problems and cleaner teeth. U.S. pet owners are increasingly feeding raw, freeze dried or lightly cooked meat and vegetables to their dogs and cats. (AP Photo/Carrie Antlfinger)

FILE - This Jan. 15, 2018 file photo shows Anthony Anderson hosting the 49th annual NAACP Image Awards in Pasadena, Calif. The 50th NAACP Image Awards ceremony will be held on March 30. (Photo by Chris Pizzello/Invision/AP, File)

Ryan Coogler, right, and the cast of "Black Panther," accept the award for outstanding motion picture at the 50th annual NAACP Image Awards on Saturday, March 30, 2019, at the Dolby Theatre in Los Angeles. (Photo by Chris Pizzello/Invision/AP)

In this March 8, 2019 file photo, President Donald Trump talks with reporters outside the White House in Washington. As a presidential candidate, Donald Trump promised not to cut Social Security, Medicare, or Medicaid. In the White House, Trump went back on his promise not to cut Medicaid. Now he’s being criticized for steep Medicare payment cuts to hospitals in his new budget. The head of a major hospital association says in a blog that the impact on care for seniors would be “devastating.” The White House says it’s not cutting Medicare but making better use of taxpayers’ dollars. (AP Photo/ Evan Vucci)

Acting OMB Director Russ Vought speaks during a press briefing at the White House, Monday, March 11, 2019, in Washington. (AP Photo/ Evan Vucci)

FILE - In this Feb. 16, 2019, file photo, Ivanka Trump daughter of the US President, addresses at a meeting during the Munich Security Conference in Munich, Germany. President Donald Trump’s 2020 budget proposal will include $100 million for a global women’s fund spearheaded by his daughter Ivanka Trump. (AP Photo/Kerstin Joensson, File)