Personal finance

This Tuesday, Dec. 6, 2016, photo shows a house for sale in Coral Gables, Fla. On Thursday, Dec. 29, 2016, Freddie Mac reports on the week’s average U.S. mortgage rates. (AP Photo/Alan Diaz)
December 29, 2016 - 9:00 am
WASHINGTON (AP) — Long-term US mortgage rates ticked up again this week, staying at their highest levels since early 2014. Mortgage buyer Freddie Mac on Thursday reported the rate on 30-year fixed-rate loans rose to an average 4.32 percent from 4.30 percent last week. That average is at its highest...
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FILE- This Dec. 22, 2009, file photo shows a gift card kiosk in New York. If you know you won’t be using a gift card, you can sell them at a number of sites, including CardCash, Cardpool and Giftcard Zen. How much money you get depends on a number of factors, including how likely someone else will want to buy it from the gift card seller. You can also trying selling it on your own through eBay. (AP Photo/Mark Lennihan, File)
December 28, 2016 - 1:26 pm
NEW YORK (AP) — If you're cleaning out your closets for the new year, or need some spare cash after the holidays, your old stuff can help fill up your wallet. A number of websites and apps make it easier to sell used smartphones, furniture and clothes. Here's where to go to sell your unwanted stuff...
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This Tuesday, Dec. 6, 2016, photo shows a house for sale in Coral Gables, Fla. On Wednesday, Dec. 28, 2016, the National Association of Realtors releases its November report on pending home sales, which are seen as a barometer of future purchases. (AP Photo/Alan Diaz)
December 28, 2016 - 9:06 am
WASHINGTON (AP) — Fewer Americans signed contracts to buy homes in November. The decrease likely reflects the drag caused by rising mortgage rates and the shallow inventory of properties on the market. The National Association of Realtors said Wednesday that its seasonally adjusted pending home...
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FILE - This file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (Dylan Entelis/NerdWallet via AP, File)
December 26, 2016 - 7:30 am
Let's face the grim truth: Those 10 pounds you want to lose will likely be among your New Year's resolutions next year, too. If you really want a sense of accomplishment, take care of money tasks that don't require ongoing discipline and that you typically don't have to repeat every year. Some of...
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FILE - In this photo March 22, 2013 file photo, the exterior of the Internal Revenue Service (IRS) building in Washington. Congressional Republicans are planning a massive overhaul of the nation’s tax system in 2017, a heavy political lift that could ultimately affect families at every income level and businesses of every size. (AP Photo/Susan Walsh, File)
December 26, 2016 - 2:38 am
WASHINGTON (AP) — Congressional Republicans are planning a massive overhaul of the nation's tax system, a heavy political lift that could ultimately affect families at every income level and businesses of every size. Their goal is to simplify a complicated tax code that rewards wealthy people with...
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December 25, 2016 - 4:43 pm
HONOLULU (AP) — The Latest on President Barack Obama's annual holiday vacation in Hawaii (all times local): 12:40 p.m. President Barack Obama will spend Christmas afternoon visiting with U.S. Marines and their families. The White House says the president and first lady Michelle Obama will visit...
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FILE - In this photo March 22, 2013 file photo, the exterior of the Internal Revenue Service (IRS) building in Washington. Congressional Republicans are planning a massive overhaul of the nation’s tax system in 2017, a heavy political lift that could ultimately affect families at every income level and businesses of every size. (AP Photo/Susan Walsh, File)
December 24, 2016 - 4:14 pm
WASHINGTON (AP) — Congressional Republicans are planning a massive overhaul of the nation's tax system next year, a heavy political lift that could ultimately affect families at every income level and businesses of every size. Their goal is to simplify a complicated tax code that rewards wealthy...
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FILE - In this Nov. 25, 2016, file photo, Maddy, left, and her friend Maggie, sit with their shopping bags at Union Square in San Francisco. The holiday shopping season is losing some of its power in the year's sales. November and December now account for less than 21 percent of annual retail sales at physical stores, down from a peak of over 25 percent. The shift is in part because people are spreading out their shopping all year, demanding big discounts and spending more on events rather than more stuff. (AP Photo/Jeff Chiu, File)
December 24, 2016 - 10:38 am
NEW YORK (AP) — The holiday shopping season is losing some of its power in the year's sales. November and December now account for less than 21 percent of annual retail sales at physical stores, down from a peak of over 25 percent, and experts believe it'll keep dropping. Those extra percentage...
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FILE - In this Nov. 25, 2016, file photo, Maddy, left, and her friend Maggie, sit with their shopping bags at Union Square in San Francisco. The holiday shopping season is losing some of its power in the year's sales. November and December now account for less than 21 percent of annual retail sales at physical stores, down from a peak of over 25 percent. The shift is in part because people are spreading out their shopping all year, demanding big discounts and spending more on events rather than more stuff. (AP Photo/Jeff Chiu, File)
December 24, 2016 - 9:52 am
NEW YORK (AP) — The holiday shopping season is losing some of its power in the year's sales. November and December now account for less than 21 percent of annual retail sales at physical stores, down from a peak of over 25 percent, and experts believe it'll keep dropping. Those extra percentage...
Read More
FILE - In this photo March 22, 2013 file photo, the exterior of the Internal Revenue Service (IRS) building in Washington. Congressional Republicans are planning a massive overhaul of the nation’s tax system in 2017, a heavy political lift that could ultimately affect families at every income level and businesses of every size. (AP Photo/Susan Walsh, File)
December 24, 2016 - 7:08 am
WASHINGTON (AP) — Congressional Republicans are planning a massive overhaul of the nation's tax system next year, a heavy political lift that could ultimately affect families at every income level and businesses of every size. Their goal is to simplify a complicated tax code that rewards wealthy...
Read More

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