401(k) plans

FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
July 01, 2019 - 8:06 am
The most important thing you can say to a new hire may well be: "Have you signed up for the 401(k) yet?" An astounding 3 out of 10 workers don't know whether their employers offer retirement plans, according to a survey by research firm Morning Consult for the Certified Financial Planner Board of...
Read More
FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
May 13, 2019 - 6:28 am
Retirement experts frequently recommend working longer if you haven't saved enough. But you may not realize just how powerful a little extra work can be. Researchers who compared the relative returns of working longer versus saving more last year reached some startling findings. Among them : —...
Read More
FILE- In this Feb. 21, 2019, file photo a recently constructed home, left, is reflected in water, in Natick, Mass. Before squeezing every last nickel into a down payment on a home mortgage, set some cash aside to handle unexpected expenses after the closing. (AP Photo/Steven Senne, File)
April 25, 2019 - 9:01 am
Maximizing a home down payment can make sense: The bigger the down payment, the lower the monthly mortgage bill and the better the chance of building equity more quickly. But putting too much down could leave you without enough cash for home maintenance — or anything else. Pinpointing the right...
Read More
This Feb. 13, 2019, shows multiple forms printed from the Internal Revenue Service web page that are used for 2018 U.S. federal tax returns in Zelienople, Pa. For taxpayers who itemize, the 2 percent miscellaneous itemized deduction was a handy catchall bucket for expenses such as investment fees and expenses and tax-preparation fees. It wasn’t easy to qualify for this deduction, your expenses had to top 2 percent of your adjusted gross income before you could claim them, but it was a nice option to have. (AP Photo/Keith Srakocic)
March 15, 2019 - 10:56 am
Americans will face a slew of new rules during the first tax-filing season with the Tax Cuts and Jobs Act of 2017 in effect. Here's what changed for investors: 1. NO DEDUCTION FOR INVESTMENT EXPENSES For taxpayers who itemize, the 2 percent miscellaneous itemized deduction was a handy catchall...
Read More
Attorney Mark Patterson poses in his law firm's offices Thursday, Nov. 15, 2018, in Nashville, Tenn. The recent turbulence in the U.S. stock markets is spooking older workers and retirees, a group that was hit particularly hard during the most recent financial crisis. "There's a huge fear of folks my age that they're going to run out of money and they're going to need to rely on the government for help," Patterson said. (AP Photo/Mark Humphrey)
November 19, 2018 - 12:22 am
CHICAGO (AP) — The recent turbulence in the U.S. stock markets is spooking some older workers and retirees, a group that was hit particularly hard during the most recent financial crisis. There's no indication, though, that the recent volatility has brought about large-scale overhauls in retirement...
Read More
President Donald Trump waves as he arrives on Air Force One at Charlotte Douglas International Airport, Friday, Aug. 31, 2018, in Charlotte, N.C. (AP Photo/Pablo Martinez Monsivais)
August 31, 2018 - 2:21 pm
CHARLOTTE, N.C. (AP) — The Latest on President Donald Trump's executive order on retirement security (all times local): 3:15 p.m. President Donald Trump says he's going to "study" a federal employee wage freeze, amid criticism of his Thursday order preventing an increase to most civilian federal...
Read More
FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
December 18, 2017 - 10:20 am
The phrase "death cleaning" may sound jarring to unaccustomed ears, but the concept makes sense. It's about getting rid of excess rather than leaving a mess for your heirs to sort out. "Death cleaning" is the literal translation of the Swedish word dostadning, which means a uncluttering process...
Read More
Treasury Secretary Steve Mnuchin listens as President Donald Trump speaks during a meeting on tax policy with business leaders in the Roosevelt Room of the White House, Tuesday, Oct. 31, 2017, in Washington. (AP Photo/Evan Vucci)
November 01, 2017 - 9:38 pm
WASHINGTON (AP) — House Republicans would leave intact current tax rules on retirement accounts popular with middle class Americans and maintain a top income tax rate for million-dollar earners as negotiators scrambled to finalize the first major overhaul in three decades. The legislation is a long...
Read More
The Capitol is seen at dawn as the Republican-controlled Congress prepares for a hectic week unveiling and promoting its tax-cutting plan, in Washington, Monday, Oct. 30, 2017. (AP Photo/J. Scott Applewhite)
October 30, 2017 - 11:39 am
WASHINGTON (AP) — Another deep crack opened in support for President Donald Trump and the Republicans' tax-cutting plan on Monday, as a powerful lobbying group in the housing industry withdrew its blessing for the GOP's top legislative priority just as its details are set to be revealed. The move...
Read More
In this Sept. 26, 2017 photo, Rep. Kevin Brady, R-Texas, right, listens as President Donald Trump speaks during a meeting with members of the House Ways and Means committee in the Roosevelt Room of the White House in Washington. Brady says he’s discussing the 401(k) issue with President Donald Trump, who earlier this week shot down the possibility of changes to the popular savings program. (AP Photo/Evan Vucci)
October 26, 2017 - 10:26 am
WASHINGTON (AP) — The House on Thursday gave a significant boost to President Donald Trump's promise to cut taxes, narrowly passing a GOP budget that shelves longstanding concerns over federal deficits in favor of a rewrite of the tax code that Republicans promise will jump-start the economy. The...
Read More

Pages